Privacy Policy

Effective September 3, 2026

This policy explains how Koi Wealth AI collects, uses, protects, and retains personal and financial information.

Information we collect

We collect account details, financial information you choose to provide, AI advisor conversations and generated reports, and technical information needed to operate and secure the service.

How we use information

We use information to provide forecasts, reports, goals, AI guidance, account services, subscription billing, fraud prevention, support, and legal compliance. We do not sell personal or financial information or use it for third-party advertising.

AI processing and service providers

Information may be processed by providers that support authentication, subscription billing, cloud infrastructure, databases, and AI features. Stripe processes payment-card details; Koi Wealth does not store complete card details.

Retention, deletion, and your rights

We retain information while needed to provide the service and meet security, accounting, and legal obligations. Depending on your location, you may request access, correction, deletion, or a copy of your information through Koi Wealth support.

Security and contact

We use access controls, authenticated user isolation, encrypted network transport, and restricted provider access. For privacy questions, contact Koi Wealth support through your account settings.